Fiserv Credit Processing Services combines the information processing strength and experience of Fiserv with the power and flexibility of VisionPLUS®,
the industry's leading credit processing software solution. The result is the PLUS™ System, an outsourced credit processing solution that meets a
wide range of retail, commercial, and consumer credit processing needs.
The PLUS™ System enhances your ability to manage the entire
lifecycle of your customers, helping to target, service, and build profitable customer relationships. We create an end-to-end value proposition,
which is comprised of target marketing, credit decisioning, account acquisition, account processing, contact center services, fulfillment,
risk management, and information management for decision support across the entire value chain.
Fiserv Credit Processing Services gives you multi-product flexibility and a range of services that no other partner can provide, including:
- Private Label Credit Cards
- Bankcards (MasterCard, Visa)
- Commercial Cards
- Installment Loans
- Loyalty Programs
- Retail / Merchant Services
- Adaptive Control Management
- Internet Services
- Acquisition
- Customer Care
- Bill Presentment
- Contact Center Services
- Customer Service
- Collections
- Data Entry
THE PLUS SYSTEM IS MUCH MORE THAN JUST THE VISIONPLUS SOFTWARE- IT'S A TOTAL CREDIT MANAGEMENT SOLUTION.
From application processing to credit scoring, account set-up, card issuance, purchase authorization, credit program creation, and payment posting,
the PLUS System helps simplify, accelerate, and expand your credit business. The PLUS System provides three categories of service:
Portfolio Management Services
- Accounts Receivable Processing
- Agency Tracking Capabilities
- Automated Application Processing
- Automated Collection Management
- Client Service and Case Tracking Functionality
- Access to a Full-featured, Dedicated Test System
- Customer Authorization Services
- New Account Set-up Services
- Retail/Merchant Services
- Exception and Chargeback Item Processing
Production Services
- Credit Bureau Reporting
- Customized Reporting
- Data and Transaction Entry
- Data Communications
- Disaster Recovery
- File-folder Document Imaging Systems
- Forms Design and Inventory Management
- General Ledger Interface
- Letter-generation Capabilities
- Mailing Services (including insertion services)
- Optical Reporting
- Refund Check Processing
- Statement Forms Development and Printing
- Voice-response Systems
- Internet Services
The PLUS System also provides important Value Added Services.